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- Public Liability InsuranceProducts Liability InsuranceProperty Owners Liability InsuranceEmployers' Liability InsuranceContractors All Risks InsuranceContractors CombinedOwn Plant and Hired In Plant InsuranceProfessional Indemnity InsuranceOffice InsuranceDirectors & Officers InsuranceGroup Personal Accident InsuranceJCT Clause 6.5.1 InsuranceMotor Fleet Insurance“Special Types” Motor InsuranceSingle Project InsuranceLatent Defects and Structural WarrantiesTrades We Like
- ArchitectsCivil EngineersDemolition ContractorsElectrical ContractorsGroundworkersHome BuildersPainting & DecoratorsPiling ContractorsPlant HirersPlumbing & Heating ContractorsTraffic ManagementPlastering ContractorsRoofing ContractorsScaffolding ContractorsShopfitting ContractorsStone MasonsHeating, Ventilation and Air Conditioning (HVAC) InsuranceAsbestos Removal InsuranceClaimsAbout
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Employers' Liability Insurance
Employers liability insurance is legal requirement in the UK for any business employing people. It is designed to protect your business from any injury claims made against you by employees. It will pay for any legal costs incurred in defending a claim plus any compensation awards made to the claimant. Employers liability Insurance can normally only be purchased alongside public liability insurance.
The legal minimum limit of indemnity for employers liability insurance is £5,000,000 any one claim but most insurers will give £10,000,000 any one claim as standard. Higher limits of cover are also available and should be considered as claims costs and awards continue to rise.
As specialist insurance brokers, through our access to leading “A” rated construction insurers and niche schemes, Champion Construction Risks have been arranging competitively priced employers liability insurance cover for companies operating in the construction industry for many years.
Talk to us today to learn about how to protect your business against employers liability claims.
Did You Know?
By insuring through a Chartered Firm you will always have access to expert advice from a qualified Chartered Insurance Broker.